TutiPay 22.2.2 This is the second release for TutiPay, the second tagged release for this month. This release’s focus was to add the required EBS services that we are submitting to CBOS, but it also comes with other features such as Merchant App services and further enhancements. Let’s dig deeper into the changelog. Changelog Our hosted system is now connected to EBS. We can perform transactions under their QA system Add a new User type to our backend system (merchant / agent type) Add Cash in / Cash out services for consumer Add cash in / cashout services for merchant Add MOHE and MOHE Arab for consumer Add MOHE and MOHE Arab for merchant Add Dynamic fees to TutiPay Implement Dynamic fees API changes (noebs) Add Card holder-deducted fees to the app (Every transaction that charge the card holder will show to the in the main fragment the fees amount) Add merchant settings view to the app and enable it to the merchant (for the testing purposes, it is currently available for merchant / agent and customers) Add Account transfer service to the app Add QR refund api to the app (for merchant) Add transaction status to the app (this actually took us a while to implement, but it is now available for all users) Add acqTranFees to the result page Add IPIN change to the app Moving on the next release Notification service in the home page Add deep links support to the app Link the app with 2t....
Action Plan W1
This is a brief action plan. JUST for this week, but the objective is to complete the agreements with telecoms before the end of the year. Managers want to achieve anything before the end of this year (it was not exaclt a very productive year for them), we can capitalize on that. our approach we are a multi-national company we specialize on moving money around the region we have our businesses in other countries (show figure!...
Action Plan
The goal of this document is to list down actionable and reasonable achieveable targets before the end of this year. While some tasks are more important than others, it is important to note that many businesses are affectd by end of year and as a result some of the commercial agreements, especially purchase and payment orders, are not possible at this time of the year. Without further ado here is a list of tasks:...
User Interfaces and User Experience in Payment Apps in Sudan
These videos are live screen captures from all of the prominent payment apps in Sudan check competitors page for more info about the market and related figures.
Bank of Khartoum Scaling Strategy
Well, i didnt have internal insights from Bank of Khartoum to understand more how they are plan for their scaling, it is merely just me reading their current marketing strategies. For more insights i argue the readers to read more on our competitors page through this link. For your convinience, i will copy a few items from there: Marketing channels Bok uses all of the available marketing channels, including: social media billboards TV and radio excessive network of sales agents allowed them to reach most of stores and supermarkets in Khartoum (GUYS, epayment still didn’t reach states and regions outside khartoum!...
Plans and Notes
One thing that is super scary is bank of Khartoum. Yeah, we all know bank of Khartoum is scary, however i don’t mean their current app, well that bit has it owns deficit and honestly we don’t even need to compete with. (Of course, we do want to compete, however, for our setup and late launch stages, it should be safe to just ignore it). Bok can do an extremely badass move now by integrating with ebs....
Opportunities [draft]
One of the things i have been entertaining myself a lot recently is us as in the company. What we want to do and what we want to bring to the table. Well, i know that we are a payment company, that we want to facilitate the process of the ins/outs in payment in Sudan. That is super nice and all ofc. However, we also want to utilize the data and become a data driven company....
What can we do when there is nothing to do
I’m writing this post and there’s an active coup attempt in Sudan. There is no internet, no phone calls, no sms, practically there is nothing at all. And this is extremely very irritating but this is Sudan. We have to accept the situation and try to plan around it. what happens when internet is down in Sudan And this is from the current situation in Sudan. ATMs stopped working All of the payment apps are not accessible (no internet) EBS was down as well Bank of Khartoum surprisingly was working from outside Sudan bank of khartoum cards stopped working in the next day however
Competitors
A more nicely formatted version can be found here: https://adonese.notion.site/Competitors-a17d9c0f732d4439b682f77f68b94878. Name Volume Market share Rating (*) Strengths Weakness Business Model Marketing Owner Developed By Bankak 1m 4.4(35k) used primarily for p2p transfers up to SDG 5M for maximum daily transfers — can be increased to 20M and even more mBOK or Bankak is Bank of Khartoum owned financial app. Their whole business model is about p2p transfers: everything in the app is just a p2p....
Bankak
Or, really how a payment should be. feature Bank of Khartoum EBS Instant Payment settlement Natively supported. Default settings, too Supported from EBS, but requires coordination between EBS, the payment processor, and the settlement bank. Purchase limitations Purchase is managed through P2P in bankak. Limitations varies between 1M to 5 M. Some merchants have higher limits This is the funny bit with ebs and their weird business logic: purchase is not strictly limited under the merchant’s end!...